Protect Pro Monitoring and Flo By Moen

I set up my ring security system, including a Flo by Moen system.  When I got the certificate for the insurance company, it didn't include water protections in the set of protections.  Is Flo alarms not included in Protect Pro?  What good is having Flo managed within the Ring app if Ring doesn't really include it in my security system?  Flo is very expensive (both the buy and install) and has a possibly more robust set of sensors (e.g. the extension cable) than what Ring offers.  Assuming Ring Protect Pro doesn't include these add-ons, it would be great if a future version did.  It cannot be a technical limitation to collect the alarm information.