Verification Codes For Log In

At the moment, the only methods available to receive a security code for log in purposes are through a text message on one's cell phone or by installing a third party app on one's cell phone in order to receive pass-codes. Both options involve the use of one's cell phone. I am told by Ring's customer service these two options are the most secure forms of security. I beg to disagree.  Ring, like many other companies, has discounted the population being provided services.  At the moment, Ring caters to the tech savvy whom consider their phone to be an appendage.  The tech savvy understand and use the security features available on their phone for their phone's physical security. If their phone is lost or stolen, it has already been protected.  For those folks, verification methods involving the use of a cell phone is indeed secure.  There are also those who have been basically forced to use a cell phone due to the non-availability of landlines in their area or the rising cost associated with it they are unable to afford. Then there are the elderly and those with not as high an intellect or ability to comprehend as well as others. The list goes on as to folks who may not be aware of or capable of using the security features available for one's physical phone, much less making sense out of most of the apps at all.  If their phone is lost and/or stolen, access to their accounts are available to the one in possession of that phone in the form of a text message. In addition, folks may simply use their phone for its basic intended purpose - to make and receive phone calls. What a novel concept. Point being, to state a cell phone is the most securest method for verification is in a word - False. There are other methods of verification which are just as secure if not more secure. Email verification codes are just as secure based on the premise of a text code, especially if one has their email on their phone. I personally do not have my email account on my phone. If one uses their computer or laptop to conduct business affairs, like myself, then the option to verify via email is a viably secure option. I see no need to have to get up from my laptop to go hunt down my phone in another room in order to sign into an account on my laptop. My laptop sitting in my house plugged into a wall outlet is less likely to be stolen or compromised than my highly portable and pilferable phone. Security questions/answers seem to have gone by the wayside which is easily understood. Systems were  basically generating the same questions to be answered.  Knowing what those questions were provided the opportunity to easily obtain the answers.  There is not much security involved with knowing someone's maiden name, favorite color, etc. However, if the questions had been left to each individual to generate and then answer - it would have been a most highly and most likely the best secure method.  The questions generated by each individual and then answered by that individual would have been unique to the individual themself and not easily obtainable.  It doesn't matter what device is being used - the security is unique unto itself. Pin codes also are unique to each individual but are most times limited to four numbers. Those codes would have been highly secure also if it was left to the individual to define the parameters of what code they would use. The restriction on its length and characters is its own undoing with the onslaught of computer generated programs.  All of these options should be provided to an individual for verification log in purposes, if security is to be first and foremost as claimed.  The individual is the only person whom knows the best method to provide for their own security based on their abilities and situation.  Companies arrogantly limiting those options to which they prefer - will be the downfall of Security. If Security is to be at its highest - the human element needs to be brought back into it. I have contacted Ring customer support four times within the last year, using different communication methods, concerning this issue.  Still - a cell phone is the only method available to log into my account on my laptop. Technology is only as good as what Technology does. Let me go get my phone now so I can post this.